Public
Sector Mortgages
Regulated by the FCA
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Your home may be repossessed if you do not keep up repayments on your mortgage. Mortgageable is a mortgage broker, and not a lender.
Public Sector mortgages
Public Sector mortgages are not a specific type of mortgage, but many lenders recognise the stability and income structures associated with public sector employment. Whether you work in the Police, Fire Service, NHS, Armed Forces, Civil Service or another public sector role, some lenders may take a more flexible approach to overtime, shift allowances and additional income.
At Mortgageable, our advisers understand the unique circumstances of public sector professionals and can help identify lenders whose criteria best suit your situation. With access to hundreds of mortgage products from across the market, we’ll help you find a mortgage that works for your needs and budget.
Whether you’re a first-time buyer, moving home, remortgaging or investing in property, our experienced team is here to guide you every step of the way.
Speak to our expert advisers today to find out how much you could borrow and explore your mortgage options.
Public Sector Questions.
Below are a few common questions we get asked about public sector mortgages that may be useful.
A public sector mortgage isn’t a specific mortgage product. It refers to mortgage advice tailored to people working in public sector roles such as the Police, Fire Service, NHS, Armed Forces and Civil Service. Some lenders may take a more flexible view of overtime, shift allowances and other public sector income.
Speak to an expert.
Unsure which mortgage is best for you? Struggling to understand the rates? Book a call with one of our experts.
As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments. Think carefully before securing other debts against your home
If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.