Taking your first step on the property ladder can be daunting. Fear not. We’ve got access to 90+ lenders with over 20,000 mortgage deals. All under one roof.
Check your eligibility in minutes, without affecting your credit score.
Researching, sourcing, and deciding which is the best first mortgage can be tricky. We’ve got experienced advisors waiting to chat. Below are a few questions that might help.
As much as you can. As a general rule, the more you can save towards a deposit, the better your first time buyer mortgage rate will probably be.
Aim to put down at least 5-10% of your chosen property’s value. So if you’re looking to buy a £100,000 house, try to save at least £5,000-10,000 as your deposit.
Yes, there are. As well as your mortgage and deposit, there are a few extra fees to pay when you buy your first home.
You will be pleased to know that our advisors can carry out a “Cost of Moving” calculation for you, which will give you an idea of how much money to set aside for these fees.
The good news is that as a first time buyer you’re already pretty attractive to sellers. Nobody likes a chain, and first time buyers may be able to obtain a property with a lower offer if they are not weighed down with a complicated chain behind them.
But how can you make the banks want to lend to you? All they want is evidence that you will be able to keep up with your mortgage repayments. Here are some things you can do to put them at ease.
We’re often asked to comment on the latest hot topics from across the property industry,
From mortgage top tips, to the best colours to paint your walls, some of our friends below:
Complete our 10 minute fact find online and we’ll be able to search our 100+ lenders quicker and call to talk you through it at a time that suits you.
Jamie is a specialist for all things insurance. Whether it’s life, income protection, critical illness or buildings and contents… Jamie is the guru.
Applying for a mortgage with mortgageable is easy. You can give us most of the information we need up front via out ‘fact find’. You can book a time for an advisor to call you… or you can start with a quick chat online.
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